Multifamily rent reporting
Turn on-time rent into credit history.
Snowbird is the rent-reporting layer for multifamily. We furnish positive, on-time rent payments to the credit bureaus, and carry the compliance so operators do not have to.
Two sides, one platform
Built for residents and the operators who house them.
Residents get a way to be credited for the rent they already pay. Operators get a resident benefit that runs itself.
For residents
Build credit history with the rent you already pay
On-time rent can become part of the credit history lenders actually see. No new debt, no new app, and any program fee is handled by your property manager, not by Snowbird.
- Positive, on-time payments only
- Clear, opt-in consent and easy cancellation
- Offered through participating communities
For property managers
Offer rent reporting without the operational lift
Snowbird runs the furnishing pipeline and carries the compliance weight, working from the property-management data you already have. Utility billback for cost recovery is rolling out alongside it.
- Furnishing and disputes handled for you
- Utility billback and RUBS, rolling out alongside
- Starts at one property, scales portfolio-wide
How it works
A furnishing pipeline that runs itself.
From a rent payment in the property-management system to a positive tradeline at the bureaus, Snowbird handles every step on a monthly cycle.
Connect
Snowbird reads on-time rent payments directly from the operator's property-management system. No new system for onsite teams to run.
Validate
Every payment is checked for accuracy against the bureaus' data-integrity rules before anything is reported.
Format
Clean records are translated into Metro 2, the reporting standard the credit bureaus require.
Furnish
Positive payment history is furnished to Experian RentBureau and TransUnion on a monthly cycle.
Infrastructure
Quietly dependable, by design.
Snowbird operates as a credit-reporting data furnisher. We obsess over the unglamorous parts: accuracy, security, and disputes.
Automated end to end
Payments flow from the property-management system to the bureaus on a monthly schedule. No spreadsheets, no manual uploads.
Accuracy as a control
Every record is validated against bureau data-integrity rules before it is furnished, and disputes are investigated under documented FCRA procedures.
Positive-only by default
Snowbird furnishes on-time payments. It is built to help residents build history, not to penalize them for a hard month.
Get started
Bring rent reporting to your communities.
Tell us about your portfolio or your property. We will show you how Snowbird fits the systems you already run.